WHAT IT MEAN TO BE SAVED AND TO BE BORN AGAIN

There's a clear difference between being "saved" and being "born again."

To be SAVED mean the blood from the body of Jesus spoke on our behalf to present us faultless in God's sight as Jesus sacrificed his life on the cross to become the embodiment of the sins of mankind in a bid to redeem us from darkness into light.

This made it possible for us to be able to call God "Abba (Father)." 

To be BORN AGAIN mean after water baptism you are now conforming to the word of God and expressing fruits of the Holy Spirit in experience, not otherwise.

The fruits of the Holy Spirit as mentioned in Galatians 5:22-23 include love, joy, peace, forbearance, kindness, goodness, faithfulness, gentleness and self-control. 

To cap it all up, to be SAVED alone does not grant access into the Kingdom of God except you are BORN AGAIN.

Read "John 3:3" to verify.